We need a Glacier Protocol 2.0 for Bitcoin Self-Custody to be taken seriously

We're constantly telling people to take their Bitcoin off exchanges, but we still don't really have a serious, broadly accepted security standard for how normal people should actually do it.

For years the advice was basically: buy a good hardware wallet like a Coldcard, and look at what's happening now.

Now the advice is becoming: roll your own dice, use multivendor multisig, pick an M-of-N setup, figure out backups, geographic distribution, passphrases, recovery, inheritance, etc.

At some point this gets ridiculous. Regular people should not be expected to design their own security architecture.

We need a well-funded, open-source standard that's maintained and reviewed by actual security experts. It should have clear risk models, explain the tradeoffs, and give people sensible setups based on their situation.

Right now we're basically telling people to secure their life savings by piecing together advice from Twitter, podcasts, influencers, and hardware wallet marketing/funding.

The Glacier Protocol was the last serious attempt at something like this that I know of. We need a modern Glacier Protocol 2.0.

And if the Bitcoin industry can't even raise the money to build and maintain something like this, maybe we shouldn't be surprised when normal people decide a professional custodian is better at securing Bitcoin than they are.
I would like self custody by individuals but it may just end up being bitcoin banks if we keep going like this.