Let's be real. The "Not Your Keys" mantra is a liability for most. Human error (lost seeds, wrong addresses, phishers) causes more permanent loss than any major exchange hack ever did.
Human Error Risk: One mistake in self-custody = money GONE FOREVER (no recourse). CEXs offer password recovery and customer support.
Safety & Regulation: Post-FTX, regulated CEXs are insured, accountable, and often more trustworthy than your own security skills.
DeFi Minefield: The average user cannot vet smart contracts. CEXs keep you safe from rug pulls and complex scams designed to exploit novices. Prioritize wealth preservation over ideological purity.
For the average person, this means a regulated CEX. Change my mind.
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