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Cheapest way to deposit EUR?

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Cheapest way to deposit EUR?

https://preview.redd.it/gx0z8fpnsqph1.png?746&format=png&auto=webp&s=1784034b2fad2f4bf43c01fee1e13835754cb115

For the first time in months I logged into my Binance Account and observed that I cant deposit EUR anymore by way of SEPA. I'm undoubtedly not going to make use of Visa/Mastercard technique for four% lol.
What is this Financial institution Transfer SWIFT factor?
And is there a greater solution to deposit EUR?
I reside in Germany.

submitted by /u/IndependentFormer620
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